Capital One Student Credit Card
Capital One is one of the major bank holding companies of the United States of America that provides credit card services, loan services, banking services, savings account services, investment services, and so on. By far the most prominent service of Capital One is their credit card service. They provide their customers with a vast array of credit cards for business purposes, for personal use purposes, and for commercial reasons. One of their well-known cards is the Journey Student Credit Card, which, as the name, suggests was made for students to use. The Capital One Journey Student Credit Card comes with cash back privileges and is designed in such a way that the students use it responsibly and carefully. On the official website of Capital One, the Journey Student Credit Card has an excellent rating of 4.6 out of 5. This review was provided by the students who make use of this Capital One Journey Student Credit Card. 94% of the students who have used this card have recommended it to the others.
Capital One states that this card is very useful for those students with average credit. A user or a customer can apply for the Journey Student credit card online, on the official website of Capital One where the application is available for the users to fill. The Capital One Student Credit Card also has ties with Apple Pay where the students who make use of it to pay with the credit card get special benefits for their purchases.
Journey Student Credit Card Benefits
The Capital One Journey Student Credit Card comes with a lot of benefits when used. Here is a list of them all;
- The students who make use of the Capital One Journey Student Credit Card get cash back rewards wherein, for every purchase made the student will get a one percent cash back. If the payments are made on time by the student then within a month the person can increase the cash back reward up to 1.25%.
- CreditWide is an application provided by Capital One which will help the students gain access to their credit scores and tools and keep an eye on the credit profile of the Capital One Journey Student Credit Card.
- The student can look forward to increased credit line in the next few months if he or she makes the first 5 monthly payments of the Capital One Journey Student Credit Card on time and without skipping.
- The Capital One Journey Student Credit Card comes with no foreign transaction fees, i.e. if the student is traveling abroad or studying there he or she will not have to pay any type of transaction fee for a purchase that was made by them using the card.
- There is absolutely no annual fee for the Capital One Journey Student Credit Card.
- The purchase rate of the Capital One Journey Student Credit Card is 20.49% variable per annual percentage rate.
Along with these benefits, the Capital One Journey Student Credit Card also comes with Fraud Coverage, extended warranty, financial tips and tools, account alerts, and so much more. Check capital one login to manage the services